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Real BC mortgage numbers, no fluff.

Canadian semi-annual compounding, OSFI B-20 stress-test qualifying rate, and CMHC insurance tiers, calculated live as you type.

Loan inputs

Tell me about the property.

Purchase price

Down payment

Mortgage rate

Amortization (years)

yrs

Payment frequency

Monthly payment

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Principal & interest only · property tax, GST & strata separate

Down payment

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Mortgage principal

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CMHC premium

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Status

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B-20 Stress Test Qualifying rate –

Stress-test monthly

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OSFI requires lenders to qualify you at the greater of your contract rate + 2% or 5.25%. Mortgage brokers and credit-union deals may differ.

Payment options & lifetime cost

The full picture.

Bi-weekly

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Accelerated bi-weekly

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Total cost over term

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Total interest

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